added user-specific rates (#1455)

.github/workflows/testing.yaml

@@ -1,4 +1,4 @@
-name: Tests & Migrations
+name: CI
 on:
     pull_request: null
     push:
@@ -21,7 +21,7 @@ jobs:
             matrix:
                 php: ['7.2', '7.3', '7.4']
 
-        name: PHP ${{ matrix.php }}
+        name: Tests - PHP ${{ matrix.php }}
         steps:
             -   uses: actions/checkout@v2
             -   uses: shivammathur/setup-php@v1